Our office has already been contacted by potential clients in the Sierra Vista fire losses. Some individuals are being told by claims adjusters their insurance policies were apparently "reformed" recently without their knowledge. Also, people are being told they need specific proof of ownership of their contents even though any such proof was destroyed in the fires.
These are huge "red flag" issues for anyone at the beginning stages of an insurance claim. An insurance policy is a contract. It cannot be changed without consent by both parties. If your insurance carrier tells you differently, get professional legal help!
Likewise, you can swear to the ownership of items destroyed in the fires without having specific "proof of ownership" such as receipts etc... Insurance carriers routinely intimidate customers out of millions of dollars in claims payments through misrepresentation and intimidation tactics. Don't be a victim! If you have any questions, please don't hesitate to call our offices at 520-882-9115.
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